論保險(xiǎn)利益原則

摘  要

保險(xiǎn)利益原則是保險(xiǎn)法原理中的1項(xiàng)重要的保險(xiǎn)原則。在保險(xiǎn)業(yè)日趨繁榮，人們對(duì)保險(xiǎn)的`日益增多的今天，保險(xiǎn)利益原則也有了新的發(fā)展。保險(xiǎn)利益原則的確立是保障保險(xiǎn)活動(dòng)健康發(fā)展的前提。通過介紹對(duì)保險(xiǎn)利益原則的產(chǎn)生與發(fā)展極其理論意義和實(shí)踐意義，探尋目前我國《保險(xiǎn)法》對(duì)保險(xiǎn)利益原則的規(guī)定存在的諸多缺陷和不足，并提出了自己的立法建議，以期使我國的保險(xiǎn)立法得到完善，更有利于保險(xiǎn)業(yè)的發(fā)展。
關(guān)鍵詞：保險(xiǎn)利益；財(cái)產(chǎn)保險(xiǎn)；人身保險(xiǎn)；保險(xiǎn)標(biāo)的

Abstract

The principle of insurance interests is one of the important principles of the theory of the law of insurance. With the development of people’s demands in insurance, the insurance has become more and more prosperous, along with these developments, the principle of insurance interests also has got new development. The establishment of the principle of insurance interest is the prerequisite of the sound development of insurance activity. This article through introducing the production and the development of the principle of insurance interests, as well as the significance of theory and practice, to find out a great deal of flaws and insufficiency that exists in our country’s “l(fā)aw of insurance” which regulated the principle of insurance interests at present, and it have put forward some legislative suggestion. The legislative suggestion will make our country’s legislation of insurance improved, and the insurance industry developed.

Key words: Insurable interests; Property insurance; Life insurance; Insurance object
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