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建行筆試題目
建設(shè)銀行筆試真題一：
1、按照“一行一策”原則，推進(jìn)政策性銀行改革，首先應(yīng)該先推進(jìn)(A)改革
A、國(guó)家開發(fā)銀行 B、中國(guó)進(jìn)出口銀行 C、中國(guó)農(nóng)業(yè)發(fā)展銀行 D、中國(guó)銀行
2、下面哪家大型商業(yè)銀行還未在交易所上市(B)
A、工商銀行 B、農(nóng)業(yè)銀行 C、中國(guó)銀行 D、建設(shè)銀行 E、交通銀行
3、下面哪家大型商業(yè)銀行既在上海交易所上市，又在香港聯(lián)合交易所上市
A、工商銀行 B、農(nóng)業(yè)銀行 C、中國(guó)銀行 D、建設(shè)銀行(只在香港聯(lián)合交易所上市) E、交通銀行
4、新中國(guó)第一家全國(guó)性的股份制銀行是：(A)
A、交通銀行 B、招商銀行 C、恒豐銀行 D、中信銀行
5、城市商業(yè)銀行是在原城市信用社的基礎(chǔ)上組建并發(fā)展的(A)
A(對(duì)) B(錯(cuò))
6、1979年，我國(guó)第一家城市信用社在(D)成立。
A、廣東——廣州B、江蘇——淮安C、山東——青島D、河南——駐馬店
7、城市商業(yè)銀行呈現(xiàn)出的新的發(fā)展趨勢(shì)是：(ABD)
A、引進(jìn)戰(zhàn)略投資者 B、跨區(qū)域經(jīng)營(yíng) C、體制創(chuàng)新 D、聯(lián)合重組 E、擴(kuò)大業(yè)務(wù)規(guī)模
8、村鎮(zhèn)銀行和農(nóng)村資金互助社是(D)年批準(zhǔn)設(shè)立的
A、2004 B、2005 C、2006 D、2007
9、2001年11月29日，全國(guó)第一家農(nóng)村股份制商業(yè)銀行在(C)正式成立
A、江蘇揚(yáng)州市農(nóng)村商業(yè)銀行B、廣東潮州市農(nóng)村商業(yè)銀行C、張家港市農(nóng)村商業(yè)銀行D、甘肅張掖市農(nóng)村商業(yè)銀行
10、農(nóng)村資金互助社可以向非社員吸收存款，但不可以發(fā)放貸款及辦理其他金融業(yè)務(wù)。(B)
A(對(duì))
B(錯(cuò))農(nóng)村資金互助社不可以向非社員吸收存款、發(fā)放貸款及辦理其他金融業(yè)務(wù)、不得以該社資產(chǎn)為其他單位或個(gè)人提供擔(dān)保
真題二：
監(jiān)管崗：
1、我國(guó)銀行業(yè)面臨的風(fēng)險(xiǎn)是什么?
2、銀行審慎經(jīng)營(yíng)原則的內(nèi)容是什么?
法律崗：
1、 我國(guó)處理問(wèn)題銀行都有哪些法律和依據(jù)?
2、 加入WTO對(duì)我國(guó)銀行立法的影響?
統(tǒng)計(jì)分析崗：
1、泊松分布的特征是什么?舉幾個(gè)生活中的例子。
2、我國(guó)商業(yè)銀行在風(fēng)險(xiǎn)應(yīng)用管理方面存在的問(wèn)題?
會(huì)計(jì)崗：
1、我國(guó)會(huì)計(jì)體系的框架是什么?
2、美國(guó)《***82年(班德斯—德魯斯)會(huì)計(jì)法案》的原則和內(nèi)容是什么?
計(jì)算機(jī)崗：
1、LINUX的特征、體系和功能?
2、主要有哪些[被過(guò)濾]手段?
綜合文秘管理崗：
1、怎樣完善銀行業(yè)的內(nèi)控機(jī)制?
2、銀行業(yè)從業(yè)人員的職業(yè)操守是什么?
金融崗：
1、談?wù)剣?guó)際化銀行應(yīng)具備的特征?
2、結(jié)合新農(nóng)村建設(shè)，談?wù)勅绾瓮晟妻r(nóng)村金融服務(wù)體系?
3、關(guān)于**在銀行業(yè)監(jiān)管中的角色和作用(英文論述)
真題三：
2小時(shí)100道題(英語(yǔ)三篇閱讀，比較簡(jiǎn)單，生詞很少。行測(cè)不難，數(shù)列什么的基本都能做出來(lái)，有**等差數(shù)列題)
行測(cè)類
1、義和團(tuán)運(yùn)動(dòng)，甲午戰(zhàn)爭(zhēng)，馬關(guān)條約，辛丑條約 排序
2、[被過(guò)濾]講話中引用屈原的某某詩(shī)句，說(shuō)明了什么什么。公務(wù)員考試中有復(fù)習(xí)到[被過(guò)濾]引用詩(shī)句說(shuō)明什么問(wèn)題的。
3、世界上語(yǔ)言瀕危，以下那點(diǎn)反駁上述觀點(diǎn)(現(xiàn)在的有些語(yǔ)言已經(jīng)得到保護(hù))。公務(wù)員原題
4、圖形推理。我一個(gè)都沒(méi)推出來(lái)。咱也是復(fù)習(xí)過(guò)公務(wù)員的人啊……反正那三個(gè)推理不是線段數(shù)不是封閉區(qū)域數(shù)。記得有這么個(gè)題：合，行，橫，鴻，?。答案應(yīng)該是“虎”因?yàn)闈h語(yǔ)拼音都是以h開頭的。
專業(yè)類
1、MCx/MCy代表了什么(邊際替代率)
2、cpi除以處于什么狀態(tài)是嚴(yán)重通貨膨脹?>5%
3、下面這幅圖是(A，j曲線。B，BP曲線。C，LD曲線。D，菲利普斯曲線)大家把這四個(gè)曲線復(fù)習(xí)一下。
4、經(jīng)濟(jì)繁榮周期，下圖所示的經(jīng)濟(jì)繁榮周期，哪點(diǎn)是繁榮期?
5、傳統(tǒng)商業(yè)銀行的風(fēng)險(xiǎn)不包括下面哪個(gè)?(傳統(tǒng)商業(yè)銀行的風(fēng)險(xiǎn)有操作市場(chǎng)信用風(fēng)險(xiǎn))
6、2010年1月中央銀行上調(diào)的是(存款準(zhǔn)備金)
7、現(xiàn)代經(jīng)濟(jì)學(xué)之父是(亞當(dāng)斯密)
8、商業(yè)銀行法規(guī)定商業(yè)銀行的注冊(cè)資本為(1億人民幣)
9、期貨中的保證金比例為多少(是不是5-10%??)
10、下列哪個(gè)是資本市場(chǎng)(選項(xiàng)有外匯市場(chǎng)，貨幣市場(chǎng)等)當(dāng)時(shí)我只在這兩個(gè)選項(xiàng)中糾結(jié)沒(méi)記得別的選項(xiàng)。不過(guò)好像這兩個(gè)都不是……
11、2010博鰲論壇主題
12、談及泰國(guó)的新聞，泰國(guó)總理(阿披實(shí))。應(yīng)該是阿披實(shí)吧。可是我復(fù)習(xí)公務(wù)員的時(shí)候還是他信呢然后這個(gè)選項(xiàng)就選了他信。我平時(shí)不怎么看時(shí)政的嗚嗚……也忘了這個(gè)題中的泰國(guó)新聞是什么時(shí)候的
13、基尼系數(shù)“警戒線”0.4
14、結(jié)算業(yè)務(wù)屬銀行的(中間業(yè)務(wù))
15、銀行個(gè)客戶辦事收取客戶手續(xù)費(fèi)是什么業(yè)務(wù)?應(yīng)該也是中間業(yè)務(wù)吧…
16、今年我國(guó)旱情波及哪幾個(gè)省
17、TCP/IP是什么(傳輸控制協(xié)議/因特網(wǎng)互聯(lián)協(xié)議，又叫網(wǎng)絡(luò)通訊協(xié)議)
18、windows2000下按那個(gè)鍵可出來(lái)搜索的窗口?ctrl+f,shift+f,ctrl+shift+f，alt+f.我在計(jì)算機(jī)上試了半天，怎么都不行啊……
19、全選的快捷鍵，這個(gè)選項(xiàng)比較簡(jiǎn)單，找到帶a(ALL)的那個(gè)就行了，不像上面那個(gè)題，全是find
20、EXCEL中按哪個(gè)鍵可以到下一行(ENTER) 我沒(méi)記錯(cuò)題吧?是下一行還是下一個(gè)空格?
21、沒(méi)有會(huì)計(jì)計(jì)算的題，只出了這一個(gè)：土地價(jià)格=什么什么/利率，某年價(jià)格為4000，什么什么為20，過(guò)了一陣子，利率不變，什么什么變?yōu)?0，則價(jià)格為?不是6000么?這么簡(jiǎn)單，還是有陷阱我不知道?
22、我國(guó)現(xiàn)已規(guī)定二套房貸貸款首付款比例不得低于(40%)，貸款利率不得低于中國(guó)人民銀行公布的同期同檔次基準(zhǔn)利率的(1.1倍)。
23、某人在學(xué)校期間編寫了一套軟件，則受保護(hù)時(shí)間為( )不知道……我選的是字公布之日起25年，也可能是50年……這個(gè)都查不到網(wǎng)上……
24、小李面試時(shí)謊稱自己精通法語(yǔ)，公司因?yàn)橐c法國(guó)某公司開展業(yè)務(wù)就與其簽訂合同。結(jié)果小李法語(yǔ)并不熟練，給公司帶來(lái)很大損失。公司要與其解約，有權(quán)嗎?
25、通貨膨脹有多種方式，不包括下面哪種?(通脹分為：需求拉動(dòng)通脹 ·成本推動(dòng)通脹 ——今稱“供給震蕩型通貨膨脹”·固有型通貨膨脹)答案選什么啊?好像就是這四個(gè)選項(xiàng)……
26、還有個(gè)公司什么的，選項(xiàng)中有杠桿租賃之類的，我因?yàn)閯偪催^(guò)09財(cái)管真題就選了這個(gè)，不過(guò)好像不是原題……
27、甲為一有限責(zé)任公司的小股東，不參與公司經(jīng)營(yíng)管理。根據(jù)公司法的規(guī)定，下列文件中，甲有權(quán)查閱和復(fù)制的有( )。
A。股東會(huì)會(huì)議記錄 B。財(cái)務(wù)會(huì)計(jì)報(bào)告C。公司會(huì)計(jì)賬簿D。公司章程【答案】ABD
28、今年的火山灰是哪個(gè)地方的(冰島)
29、吉利收購(gòu)沃爾沃。沃爾沃是哪個(gè)旗下?(通用)
英語(yǔ)類
Psychiatrists (精神病專家) who work with older parents say that maturity can be an asset in child rearing - older parents are more thoughtful, use less physical discipline and spend more time with their children. But raising kids takes money and energy. Many older parents find themselves balancing their limited financial resources, declining energy and failing health against the growing demands of an active child. Dying and leaving young children is probably the older parents' biggest, and often unspoken, fear. Having late-life children, says an economics professor. often means parents, particularly fathers, "end up retiring much later." For many, retirement becomes an unobtainable dream.
Henry Metcalf. a 54-year-old journalist, knows it takes money to raise kids. But he's also worried that his energy will give out first. Sure, he can still ride bikes with his athletic fifth grader, but he's learned that young at heart doesn't mean young. Lately he's been taking afternoon naps (午睡) daohang to keep up his energy. "My body is aging," says Metcalf. "You can't get away from that."
Often, older parents hear the ticking of another kind of biological clock. Therapists who work with middle-aged and older parents say fears about aging are nothing to laugh at. "They worry they'll be mistaken for grandparents, or that they'll need help getting up out of those little chairs in nursery school," says Joann Galst, a New York psychologist. But at the core of those little fears there is often a much bigger one: "that they won't be alive long enough to support and protect their child," she says.
Many late-life parents, though, say their children came at just the right time. After marrying late and undergoing years of fertilily (受孕) treatment, Marilyn Nolen and her husband. Randy, had twins. "We both wanted children," says Marilyn, who was 55 when she gave birth. The twins have given the couple what they desired for years, "a sense of family." Kids of older dads are often smarter, happier and more sociable because their fathers are more involved in their lives. 'The dads are older, more mature," says Dr. Silber, "and more ready to focus on parenting."
1. Why do psychiatrists regard maturity as an asset in child rearing?
A) Older parents are often better prepared financially.
B) Older parents can take better care of their children.
C) Older parents are usually more experienced in bringing up their children.
D) Older parents can better balance their resources against children's demands.
2. What does the author mean by saying "For many, retirement becomes an unobtainable dream" (Lines 7-8, Para. 1)?
A) They are reluctant to retire when they reach their retirement age.
B) They can't obtain the retirement benefits they have dreamed of.
C) They can't get full pension unless they work some extra years.
D) They have to go on working beyond their retirement age.
3. The author gives the example of Henry Metcalf to show that
A) older parents should exercise more to keep up with their athletic children
B) many people are young in spirit despite their advanced age
C) older parents tend to be concerned about their aging bodies
D) taking afternoon naps is a good way to maintain energy
4. What's the biggest fear of older parents according to New York psychologist Joan Galst?
A) Approaching of death. C) Being laughed at by other people.
B) Slowing down of their pace of life. D) Being mistaken for grandparents.
5. What do we learn about Marilyn and Randy Nolen?
A) They thought they were an example of successful fertility treatment.
B) Not until they reached middle age did they think of having children.
C) Not until they had the twins did they feel they had formed a family.
D) They believed that children born of older parents would be smarter.
6. B Older parents can take better care of their children.
7. D They have to go on working beyond their retirement age.
8. C older parents tend to be concerned about their aging bodies
9. A Approaching of death.
10. C Not until they had the twins did they feel they had formed a family.
Vocabulary
Consumers are being confused and misled by the hodge?podge of environmental claims made by household products, according to a “green labeling” study published by Consumers International Friday.
Among the report’s more outrageous findings — a German fertilizer described itself as “earthworm friendly” a brand of flour said it was “non?polluting” and a British toilet [被過(guò)濾] claimed to be “environmentally friendlier”.
The study was written and researched by Britain’s National Consumer Council (NCC) for lobby group Consumer International. It was funded by the German and Dutch governments and the European Commission.
“While many good and useful claims are being made, it is clear there is a long way to go in ensuring shoppers are adequately informed about the environmental impact of products they buy,” said Consumers International director Anna Fielder.
The 10?country study surveyed product packaging in Britain. Western Europe, Scandinavia and the United States. It found that products sold in Germany and the United Kingdom made the most environmental claims on average.
The report focused on claims made by specific products, such as detergent insect sprays and by some garden products. It did not test the claims, but compared them to labeling guidelines set by the International Standards Organization (ISO) in September,1999.
“Many products had specially?designed labels to make them seem environmentally friendly, but in fact many of these symbols mean nothing.” said report researcher Philip Page.
“Laundry detergents made the mostnumber of claims with 158. Household cleaners were second with 145 separate claims. while paints were third on our list with 73.The high numbers show how very confusing it must be for consumers to sort the true from the misleading.” he said.
The ISO labeling standards ban vague or misleading claims on product packaging, because terms such as “environmentally friendly” and “non?polluting” cannot be verified. “What we are now pushing for is to have multinational corporations meet the standards set by the ISO.” said Page.
1. According to the passage, the NCC found it outrageous that.
A)all the products surveyed claim to meet ISO standards
B)the claims made by products are often unclear or deceiving
C)consumers would believe many of the manufactures’ claim
D)few products actually prove to be environment friendly
2. As indicated in this passage, with so many good claims, the consumers.
A)are becoming more cautious about the products they are going to buy
B)are still not willing to pay more for products with green labeling
C)are becoming more aware of the effects different products have on the environment
D)still do not know the exact impact of different products on the environment
3. A study was carried out by Britain’s NCC to.
A)find out how many claims made by products fail to meet environmental standards
B)inform the consumers of the environmental impact of the products they buy
C)examine claims made by products against ISO standards
D)revise the guidelines set by the International Standards Organization
4. What is one of the consequences caused by the many claims of household products?
A)They are likely to lead to serious environmental problems.
B)Consumers find it difficult to tell the true from the false.
C)They could arouse widespread anger among consumer.
D)Consumers will be tempted to buy products they don’t need.
5. It can be inferred from the passage that the lobby group Consumer International wants to.
A)make product labeling satisfy ISO requirements
B)see all household products meet environmental standards
C)warn consumers of the danger of so?called green products
D)verify the efforts of non?polluting products
bdcba
Interest in pursuing international careers has soared in recent years， enhanced by chronic (長(zhǎng)久的) personnel shortages that are causing companies to search beyond their home borders for talent.
Professionals seek career experience outside of their home countries for a variety of reasons. They may feel the need to recharge their batteries with a new challenge. They may want a position with more responsibility that encourages creativity and initiative. Or they may wish to expose their children to another culture， and the opportunity to learn a second language.
When applying for a job， one usually has to submit a resume or curriculum vitae (CV). The two terms generally mean the same thing： a one-or two-page document describing one’s educational qualifications and professional experience. However， guidelines for preparing a resume are constantly changing. The best advice is to find out what is appropriate regarding the corporate (公司) culture， the country culture， and the culture of the person [被過(guò)濾] the hiring decision. The challenge will be to embrace two or more cultures in one document. The following list is a good place to start.
● “Educational requirements differ from country to country. In almost every case of ‘cross-border’ job hunting， just stating the title of your degree will not bean adequate description. Provide the reader with details about your studies and any related experience.”
● Pay attention to the resume format you use-chronological or reverse-chronological order. Chronological order means listing your ‘oldest’ work experience first. Reverse-chronological order means listing your current or most recent experience first. Most countries have preferences about which format is most acceptable. If you find no specific guidelines， the general preference is for the reverse-chronological format.”
● If you are submitting your resume in English， find out if the recipient (收件人) uses British English or American English because there are variations between the two versions. For example， university education is often referred to as ‘tertiary education’ in the United Kingdom， but this term is almost never used in the United States. A reader who is unfamiliar with these variations may assume that your resume contains errors.
1. Companies are hiring more foreign employees because ________.
A) they find foreign employees are usually more talented
B) they need original ideas from employees hired overseas
C) they want to expand their business beyond home borders
D) they have difficulty finding qualified personnel at home(D)
2. The author believes that an individual who applies to work overseas ________.
A) is usually creative and full of initiative
B) aims to improve his foreign language skills
C) is dissatisfied with his own life at home
D) seeks either his own or his children’s development(D)
3. When it comes to resume writing， it is best to ________.
A) take cultural factors into consideration
B) learn about the company’s hiring process
C) follow appropriate guidelines for job hunting
D) know the employer’s personal likes and dislikes(A)
4. When writing about qualifications， applicants are advised to ________.
A) stress their academic potential to impress the decision maker
B) give the title of the university degree they have earned at home
C) provide a detailed description of their study and work experiences
D) highlight their keen interest in pursuing a ‘cross-border’ career(C)
5. According to the author’s last piece of advice， the applicants should be aware of ________.
A) the different educational systems in the US and the UK
B) the differences between the varieties of English
C) the recipient’s preference with regard to the format
D) the distinctive features of American and British cultures(B)
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